First Bank continues to offer their best savings account rates for their Statement Savings. This best savings account earns you an interest rate of 1.25% APY. This money in the bank also requires you to deposit a minimum of $100. There will be a $7 fee that will be charged against your account when your balance falls below $100.
The bank gives you an option on managing your account. You can use your ATM to check on your balance, make withdrawals, and even make payments. Another option is online banking which also has bill pay and electronic bank statement. Please note that the current interest rate of this best savings account may change anytime without notice. The fees may also reduce the earnings of your account.
It seems that a bank visit is needed for you to open an account. First Bank has branches located in the cities of Ewing, Williamstown, and Lawrenceville in the state of New Jersey.
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Bank Rates on December 10th, 2009
Citizens First Bank headquartered in Iowa gives their highest interest rates for their reward checking account called Smart e-checking:
5.01% APY for deposits up to $25K
1.25% APY for balances above $25K
If monthly requirements are not met, the bank gives a base interest rate of 0.50%
ATM fees of as much as $25 incurred anywhere in the U.S. is refunded every cycle
The current interest rates of their best checking account can be enjoyed as long as the account holder can satisfy the monthly requirements: make at least 10 purchases using the debit card, complete 2 electronic transactions like bill pay or direct deposit, use online banking, and opt for electronic statements.
Interested consumers can open the checking account for an initial deposit of at least $100. The account gives you access to check writing, touchstone banking, and mobile banking.
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