Credit card suppliers today turn to a variety of ways to drum new customers and providing a credit card with 0% interest rate or a low APR is one way to attract cardholders.

There is no doubt that these credit card offers are very useful. Countless people have to struggle with credit card debt and a zero percent balance transfer credit cards seem a great way to pay part or all of their current debt. This way you have enough time to erase your debts, because an introductory period with low APR is about 6-12 months.

But sometimes taking one of these offers can cost consumers more they save. Read more…