Posted by: Brodie Jerrems in
Bank Rates on November 15th, 2011
It recently came to my attention that the Royal Bank of Canada (RBC) has launched two new credit cards; one to their personal banking division and another to their business banking division.
The two new credit cards that have been launched are in fact Cash Back MasterCards, which addresses a portion of the market that RBC in my opinion has been lacking in.
The two new credit cards are the RBC Cash Back MasterCard and the RBC Business Cash Back MasterCard.
To help showcase what these two new credit cards have to offer, I have put the information in the table below:
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RBC Cash Back MasterCard |
RBC Business Cash Back MasterCard |
Cash Back Credit(s)- Earn 2% Cash Back credits on grocery store purchases
– Earn up to 1% cash back credits on all other purchases and pre-authorized payments- Earn 2% Cash BACK on all purchases for the first 3 months (account needs to be open before Oct. Read more…
The State of OH has come to the conclusion that most companies that do business in OH are either totally unaware of their responsibility to remit use tax or are unaware of the full extent to which use tax applies to their purchases. The State pronounced that audit statistics show 96% of their purchase audits result in taxpayers owing tax. In addition only a few of the more than 380,000 registered OH businesses actually have a use tax account. Therefore, OH, in an effort capture these “lost” revenues, is now going to launch a campaign to aggressively pursue virtually every one of those business already registered in addition to tracking down unregistered businesses.
It’s not all bad news though, in addition to OH giving you plenty of notice that they are coming, they are giving you options to reduce the amount of tax due and offering to waive the 15% penalty. Howev
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Posted by: Brodie Jerrems in
Bank Rates on November 12th, 2011
Do you find it difficult to build a savings. You are not alone. Many people have trouble finding money in their budget to put away for a rainy day. Here are four things you may not have considered to find the cash to jump start your savings.
- Raise your deductible on home, auto and other insurance policies. Raising the deductible means you’ll pay more out of pocket if you ever file a claim, but you’ll lower your monthly premium. Use the money saved to start a savings account.
- Sale sports equipment and musical instruments you no longer use. If you have kids, it’s likely you’ve spent money on activities they no longer participate in. Place an ad online or in the newspaper, or check with local consignment shops and thrift stores to see which items you can unload.
- Do manual labor. If you’ve got an arsenal of lawn equipment and other tools, post flyers around town and let your neighbors know you are available for hire. Put most
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Corporations’ profit forecasts, better known as guidance, are getting particularly close scrutiny from investors as the third-quarter earnings season winds down. Everyone wants to know whether the economy is headed toward recovery or recession, and which way specific companies are tipping. Woe betide the company that hints at coming weakness. On a recent day in which the Dow posted a 340-point gain, shares of Apple supplier Triquint Semiconductor (ticker: TQNT) took a 26% haircut after beating third-quarter estimates. Reason: The chip maker said the fourth quarter didn’t look so hot.
With more than half the S&P 500 companies having reported, …
A new data set for more than 80 developing countries reveals some large differences in both health status and health service use by wealth quintile.
Improving health is central to achieving the Millennium Development Goals, but national-level estimates of progress do not reveal the disparities between different groups of the population. A new data set for more than 80 developing countries shows that there are large differences in both health status and health service use by wealth quintile in many developing countries.
Understanding the differences in outcomes and service access between different population sub-groups matters.
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We have a New Issue Municipal bonds free E-mail update serves available for tax free income investors. Most clients know us for our diligent work in Global Bonds along with our Corporate Bond research, but we also help clients separately in individual State and Municipal bonds. Many people ask “how do you buy New Issue Municipal bonds? “ Here at Durig Capital we work hard to make it easy for you, first you could review the upcoming offerings in our free State by State New Issue E-mail service by signing up below or simpler yet just give our bond annalist a call.
We would like to help you, if your interested please just a few moments for our very short sign-up questions for our Free New Issue Municipal bond update service, our emails Municipal bonds new issue will be sporadic due to the nature of the New Issue Markets. We
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BioReference Laboratories (BRLI) has been capturing the attention of a number of Rule One investors here. Its an interesting case study. BRLI has been a successful company for a long time, growing in excess of 20% a year for 17 years. Here are the Moat and Management numbers from my Toolbox (to be available this month). With the notable exception of Operating Cash Flow growth per share, the numbers look very consistent and, therefore, more predictable.
Here is a view of their value. The average of the analysts estimates is 18.5%. The bigger you get the harder it is to double sales and earnings every 4 years (which is what 18.5% requires). While the larger industry may not be growing that fast, BRLI’s pieces of the industry seem to have at least 10% growth built in. If tha
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Posted by: Brodie Jerrems in
Bank Rates on October 31st, 2011
It lasted even less time than Kim Kardashian’s marriage.
Bank of America has canceled its plan for a $5 a month debit card fee, barely a month after announcing it.
A crucial difference between the Kardashian marriage and Bank of America’s actions is that nobody really expected a reasoned, long-term commitment from a famously flighty reality TV character. People do, however, expect sound, long-term decision-making from bank executives.
Instead, Bank of America’s handling of its debit card fee plans seems destined to become a classic “how-not-to” case study at business schools across the country.
It’s not as if Bank of America itself didn’t have a “how-not-to” case study to use as a cautionary tale. Just recently, Netflix announced an overreaching fee increase.
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Usain Bolt is the current champion in athletics he had created an unbreakable record, it all started with little practicing. Similarly during your retirement time you could also be champion with little savings in your Roth IRA account (individual retirement plans) created at roth-ira.org. Taking retirement as a serious concern one has always in need to look upon the contribution limits, income limitations and the benefits that is being offered by the plan. Read more…